Good morning Lifestylers! It’s a beautiful morning here in South West Australia, but springtime is always a bit hit and miss weather-wise, so I like my clothes to be mid-weight and versatile. I don’t know about you, but I always seem to be in a hurry to get dressed to go out, and try to avoid just slopping about in dog walking or gardening clothes! Generally I want to put on something that is smart, that will be comfortable, and look casually smart, so I’ll often reach for navy and white.

So French! So chic! And also rather nautical!
It’s an easy way to create a bit of a statement with very little effort.
So let’s get straight to what I’m wearing in the images and then we’ll look at some of the reasons to convince you to either shop your own wardrobe, or go out and buy navy and white separates!
In the images I’m wearing gifted garments from Fella Hamilton an Australian fashion brand that ships internationally to New Zealand, America, UK and Singapore. The clothes are all designed to mix and match throughout different seasons, and many of the standard styles like tees and jeans come in lots of different colours.
Sandy Stretch 7/8 jeans in Navy (Size 10) These jeans come in lots of different colours and sizes 6 – 22.
- 7/8 leg length
- 68% cotton, 29% polyester, 3% elastane
- Mock front pockets and fly
- Back open pockets
- Pull on style
Port Fairy Stripe 3/4 sleeve sweater in navy white. Size S.
- 100% Luxe cotton
- Textured eyelet stripe knit
- 3/4 drop shoulder sleeve
- Round ribbed neckline
- Shoulder button detailing
- Silver-rimmed buttons
- Ribbed cuff and hem

Table of Contents
Why is Navy and White such a good Fashion Choice?
Navy and white is such a strong and timeless fashion combination for several quite obvious reasons that also include aesthetic and psychological reasons.
Overall though – It looks good and honestly, it makes you feel good!
High Contrast means Visual Impact
Because white is the lightest color, and navy is one of the darkest it creates a sharp, clean contrast that naturally draws the eye and defines silhouettes.
The combination feels crisp and polished, like a well-ironed shirt or a tailored uniform.
Do not worry about horizontal hoops making you look wide. They create a gorgeous silhouette, and after menopause most of us don’t have a waistline to worry about anyway! So why try to hide it? Buy the hoops and don’t fret!

Balanced Color Psychology
Navy is associated with trust, authority, professionalism, and calm. You only have to think of some of the biggest corporation’s logos to realise what they are trying to convey with navy colors.
On the other hand, white symbolizes purity, simplicity, and freshness.
Together, they project a refined confidence. They’re assertive, but also never flashy.
Universally Flattering
Nearly everyone can wear navy because it’s kind to nearly every skin tone, and is more gentle than harsh black.
On the other hand, white adds brightness and a sense of clean minimalism.
So you can dress this combo up or down, whether it’s just for a walk, or going to a swish yacht party in the South of France (I wish!) or even a job interview.
Nautical Heritage
The navy-and-white combination is rooted in nautical uniforms.
The classic Breton shirt was introduced in 1858 as the uniform of the French Navy. Did you know that it was striped to allow sailors who’d fallen overboard to be spotted in the sea more easily!
That sailor aesthetic gives it a timeless, aspirational vibe—clean, coastal, effortless.
Seasonless & Genderless
Navy and white works year-round: Think about wearing white jeans with a navy sweater in fall, and a navy blazer with a white tee in spring.
It’s not gendered, and it looks great on all genders and body types.
From casual streetwear to formalwear, this combination adapts so well.

Nautical Fashion Flatlay
Here’s a basic but nautical look that anyone can create from a capsule wardrobe that features basics you can pluck from your closet and not think too hard about putting together a stylish outfit.
You might opt for pants instead of a skirt, and ankle boots instead of a shoe. You might prefer a longer boyfriend blazer, an oversized white tee, or a maxi skirt, but this two-tone look works for nearly everyone. These are wardrobe basics that you’ll reach for time and time again. They will really earn their keep.

Navy and White Styling Examples
Classic: Navy blazer and white shirt.
Preppy: White polo with navy chinos.
Modern: White oversized tee and navy trousers with white sneakers.
Chic: Navy jumpsuit with white heels and pearl accessories.
So there you have it. Navy and white work for most women, because they’re classic, high-contrast and versatile, grounded in tradition and clean design principles.
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Disclaimer : I’m keeping up with the times, so this post, “How to Create Chic Navy and Nautical Outfits” was created with research and assistance from AI tools in an effort to be as helpful as I can, but it was put together with my own personal edits and styling expertise. This post contains affiliate links from which I stand to earn a small commission but at no expense to you. Any gifted items are marked with an asterisk * or mentioned as gifted. However, this does not affect my editorial integrity. Lifestyle Fifty Website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Please read my full disclosure here.